

This eliminates the need for you to have to print it out and bring it in before we can file your case. If you put in our email address we’ll get a copy of your certificate as soon as you complete the course. The course we suggest is less than $10 and can be taken online in an hour. You can take the class from any of the agencies on that list, but it must be done within the 180 days before you filed a case. While we have agencies that we recommend to our clients, the Department of Justice maintains a list of approved credit counseling agencies. This law is new since 2005 and is important. Required credit counseling courseīefore you can file for Chapter 7 or Chapter 13 bankruptcy without an attorney you need to complete the required credit counseling course. Since different jurisdictions have different exemptions, it’s critical to know the proper place to file your bankruptcy. Your filing location could also depend on the location of your assets. If you moved in the 180 days before you file bankruptcy then you’ll file in the location where you lived for the majority of those 180 days. You can find your district by using the US Court Location by selecting “bankruptcy court” from the options. You’ll usually file a case based on where you lived in the 6 months prior to your bankruptcy. They also hold some 341 meetings in Ann Arbor. If you’re in the Eastern District of Michigan you’ll either be in Detroit, Flint, or Bay City. We mostly work in the Eastern District of Michigan. Where to file your caseīankruptcy petitions are filed in Federal Court. Sometimes waiting a month to file a bankruptcy petition can be the difference to passing the Means Test. The proper form for the Means Test calculation (along with all other required forms) can be found on the court’s website. You’ll also want to make sure you know if you’ll pass the “ Means Test” before you file a petition with the bankruptcy court. You want to make sure that you’re able to file and that you can protect your assets.
#BANKRUPTCY CHECKLIST PRO SE FREE#
This is worth the free consultation all by itself.
#BANKRUPTCY CHECKLIST PRO SE HOW TO#
You never know what critical piece of information you could learn that saves your house, car, or credit! How to file bankruptcy without an attorneyįirst you’ll need to determine if either Chapter 7 or Chapter 13 bankruptcy is right for you. Even if you plan on filing your own bankruptcy it’d be a good idea to come in to talk to one of our Michigan bankruptcy experts. But why are people googling how to do it without an attorney helping them? Money! People assume they won’t be able to afford a lawyer, so they put off talking to one. Why file bankruptcy without an attorney?įirst things first… yes, you’re able to file Chapter 7 or Chapter 13 bankruptcy in Michigan without needing a lawyer. Come in and discuss your situation with one of our lawyers even if you plan on filing bankruptcy yourself. We don't recommend it, however, so this article is for information purposes only. Bankruptcy without an attorney is possible.
